Clik here to view.
Do We Really Need Another Credit Score? Maybe.
Are you suffering from a case of credit score fatigue? If so, you’re not alone: We hear about credit scores nonstop. We’re supposed to check them regularly. We can order them free online. We can pay...
View ArticleClik here to view.
Savings Booster: Making it Simpler to Repay Your 401(k) Loan
Maybe it was the tortured acronym that sank the SEAL Act two years ago. So lawmakers are back with another try. The letters and measures remain the same. But this version of SEAL stands for words that...
View ArticleClik here to view.
More Young Couples Commit — To Homeownership Before Marriage
First comes love, then comes … mortgage? A new study indicates that young couples in committed relationships have been far more likely than older generations to purchase homes before getting married. A...
View ArticleClik here to view.
Forget Lowballing: Bidding Wars Return in Hot Housing Markets
Are buyers being manipulated into overbidding for the relatively few attractive homes on the market? Earlier this year, the National Association of Realtors (NAR) announced that the number of homes for...
View ArticleClik here to view.
4 Easy Steps to Raising Money-Smart Kids
Human beings may be destined to do everything the hard way. Consider teaching kids about money. Parents can do this quite simply, following a few guidelines. Yet few make any real effort, and we ask...
View ArticleClik here to view.
4 Dirty Secrets of So-Called Installment Loans
There’s been a lot of chatter about the risk of payday loans lately, prompted by a new report from the Consumer Financial Protection Bureau that called them “a long-term, expensive debt burden.” But...
View ArticleClik here to view.
Weak Financial Literacy Scores Threaten a Global Education Movement
The global movement to teach kids about money in school has produced little hard evidence that the effort is paying off. That doesn’t mean it’s all been a waste of time, or that we’ll never get the...
View ArticleClik here to view.
A Financial Cloud Over Wedding Season: How to Pop the (Money) Question
It’s not too late to call off the nuptials. Here we are a week into wedding season and a good many soon-to-be newlyweds have yet to inquire into their dearest’s financial situation. There is nothing...
View ArticleClik here to view.
Dorm, Shmorm: Meet the Guy Who Lived in a Van for Two Years During Grad School
Many grad school students are poor, and pride themselves on living frugally while working on their degrees. One post-graduate student—and now, the author of a new book—took cheap living to the extreme,...
View ArticleClik here to view.
Why Saving Money and Cutting Debt Doesn’t Cut It Anymore
On one hand, we’re finally getting smart about this whole money-management thing. Consumers have built up savings from the pre-recession years, and are more likely to pay credit card bills on time. A...
View ArticleClik here to view.
Oregon’s ‘Pay It Forward’ Program: Imagine College with No Tuition, No Loans,...
In Oregon, a proposed pilot program would allow students to attend state college tuition-free. The catch? Instead of taking out loans and piling up debt, students agree to pay the state back a small...
View ArticleClik here to view.
Congress Nears Deal on Student Loan Rates. Spoiler Alert: They’re Going Up
In a moment of rare bipartisan collaboration, the Senate hammered out an agreement last week to keep rates on some new student loans from doubling, and it’s expected that a final version will be signed...
View ArticleClik here to view.
Be Happy Larry Summers Sits on the Board of Lending Club
For much of the summer, Washington’s policy elite have been focused on the question of who will become the next chairman of the Federal Reserve. One of the most powerful positions in the federal...
View ArticleClik here to view.
This Incredibly Common Practice Could Tank Your Credit
Revolve a balance on your credit cards? It’s something many of us do, especially as the holiday shopping season kicks into high gear. But consider yourself warned: It could also be viewed as a red flag...
View ArticleClik here to view.
Why Mortgages Will Soon Be More Expensive
Homebuyers are somewhat suddenly fighting a strong tide. House prices and interest rates have been moving higher while incomes have barely budged—and now lenders are set to stiffen the fees on those...
View ArticleClik here to view.
Here’s Why You’re Going to Pay More to Borrow Money
Unless you’re into monetary policy, you could be forgiven for mostly overlooking all the discussion about the Federal Reserve’s “taper,” the term given to what will inevitably be a drawn-out process of...
View ArticleClik here to view.
Car Loans Are Unbelievably Cheap Right Now
2014 is predicted to be a big year for car sales, and the cost of financing one is dirt-cheap right now. A new study from personal finance site WalletHub.com shows how much the major car brands charge...
View ArticleClik here to view.
It’s Time to Forgive the Big Banks
Big banks have had an image problem since the financial crisis. Americans overwhelmingly blame them for the mess, and some still feel strongly enough that they have pangs of guilt even thinking of...
View ArticleClik here to view.
Why Students in Oklahoma Have a Brighter Future
Oklahoma is about to coronate one of the most comprehensive statewide school-based financial education programs in the country. Beginning this May, to graduate from high school students must...
View ArticleClik here to view.
Viewpoint: Stop Calling Student Loans a “Bubble”!
Ever since the financial crisis, Americans have begun to see bubbles everywhere they turn. The damage wrought by the real estate bubble has been so extensive that the nation is rightfully terrified...
View Article
